Need an appraisal in Longwood or Seminole County?
Check out the top reasons FL homeowners use SAVVY Realty & Appraisals:
Need help determining the value of your home in or near Longwood, FL?
At SAVVY Realty & Appraisals, we understand the particular needs of a homeowner after appraisal services. Our typical business clients understand the appraisal process and the standard "products" we deliver to them. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at SAVVY Realty & Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At SAVVY Realty & Appraisals, we're qualified in helping clients just like you get rid of unwanted and unneeded PMI insurance.
Challenging Seminole county's assessment of your property
Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from SAVVY Realty & Appraisals is your chief weapon.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be difficult and inconvenient from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from SAVVY Realty & Appraisals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you'd like to have a seasoned expert double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? SAVVY Realty & Appraisals can help with that too. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.